We moved recently and our Niels Moller dining room table arrived at our destination with damage to the leg from being removed after it left our home. I am filing a claim with the insurance company and feel that even though the table could be repaired, its worth is greatly diminished by the damage. Has anyone experienced anything like this and what is your advice? I see the exact table on sale on 1st Dibs for $2900. The table was new when we bought it around 1999 from a furniture dealer in Ft. Myers.
Unless you've purchased supplemental insurance or the damage is covered by your homeowner's policy, the moving company is likely liable only for amount specified on the Bill of Lading (that you signed) in the event of total loss. This amount is typically something like 60 cents per pound (read the fine print).
That said, damage claims are often settled between the customer and carrier without involving insurance companies. A couple hundred dollars to have your table repaired by a competent restorer seems fair.
I seriously doubt you'd find a small-claims judge anywhere in the US that's gonna give you $3K for what, to them, is a 15-year-old dining table that can easily be fixed.
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